Privacy Policy

Privacy Policy

Last updated: July 2026

1. Introduction

We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or communicate with our team. By using our website, you agree to the terms described in this Privacy Policy.

2. Information We Collect 

We may collect the following types of information:

• Personal Information

Information you provide directly, such as:

• Name
• Email address
• Phone number
• Application details submitted through forms
• Insurance or financial profile details you voluntarily provide
• Automatically Collected Information

When you visit our website, we may automatically collect:

• IP address
• Browser type
• Device information
• Pages visited and time spent on the site
• Cookies or tracking data for analytics purposes
• Third-Party Information

We may receive information from:

• Insurance carriers
• Third-party analytics tools
• Service providers working with our team

3. How We Use Your Information

We may use the information we collect for:

• Providing insurance quotes, resources, or consultations
• Communicating with you about your inquiries
• Improving website performance and user experience
• Processing applications or customer service requests
• Complying with legal obligations

4. Sharing Your Information

We only share your information when necessary, including:

• With licensed insurance agents and partners assisting with your case
• With service providers who help operate our website or manage data
• When required by law, regulation, or legal process
• We do not sell your personal information.

5. Cookies and Tracking Technologies

We use cookies and similar technologies to improve your browsing experience, analyze site traffic, and provide relevant content. You can manage cookie settings through your browser.

6. Data Security

We implement reasonable administrative and technical safeguards to protect your personal information. However, no online system is completely secure, and we cannot guarantee absolute security.

7. Your Choices

You can:

• Request access to your data
• Request correction or deletion of your data
• Opt out of marketing communications
• Adjust cookie settings in your browser

To make a request, contact us at Info@mytermlife.ai.

8. Children's Privacy

Our website is not intended for individuals under 18. We do not knowingly collect information from minors.

9. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated "Last Updated" date.

10. Telephone Communications and Text Messages

When you submit a quote request or inquiry form on our website, you provide your prior express written consent for MyTermLife.AI and its licensed insurance partners to contact you at the phone number and email address you provided. This includes contact via telephone calls, text messages (SMS), emails, and other electronic means, which may use an automated dialing system, pre-recorded or artificial voice messages, or similar technology, even if the number you provided is on a federal or state Do Not Call registry.

Your consent to receive these communications is not required as a condition of obtaining a quote or purchasing any product or service. If you prefer not to provide consent, you may reach us directly at Info@mytermlife.ai or call us during business hours.

To opt out of text messages at any time, reply STOP to any text you receive from us. For email, use the unsubscribe link in any marketing email. Message and data rates may apply. Message frequency varies.

We retain records of consent in accordance with applicable law.

11. Contact Us

For questions about this Privacy Policy, contact: Info@mytermlife.ai

 Terms of Service

Last updated: July 2026

1. Acceptance of Terms

By accessing MyTermLife.ai, you agree to these Terms of Service. If you do not agree, please discontinue use of the website.

2. Services Provided

MyTermLife.ai provides educational content, insurance information, and access to licensed professionals who can assist with insurance planning. We do not provide legal or tax advice.

3. Not Financial or Legal Advice

All content provided on our website is for informational purposes only. You should consult appropriate licensed professionals for financial, legal, or tax advice.

4. User Responsibilities

When using our website, you agree not to:

• Submit false or misleading information
• Interfere with the functionality of the site
• Attempt to access restricted areas or servers
• Use the site for unlawful purposes

5. Third-Party Links

Our website may include links to third-party sites. We are not responsible for the content, policies, or practices of these external sites.

6. Intellectual Property

All content on MyTermLife.ai—including text, graphics, branding, and design—is owned by us or licensed to us. You may not reproduce or distribute any content without permission.

7. Limitation of Liability

To the fullest extent permitted by law, MyTermLife.ai is not liable for:

• Any damages resulting from the use or inability to use our website
• Errors or omissions in any content
• Actions taken based on information from our website

8. Indemnification

You agree to indemnify and hold MyTermLife.ai and its affiliates harmless from claims, losses, or damages arising from your use of the site or violation of these Terms.

9. Changes to Terms

We may update these Terms of Service at any time. Continued use of the site signifies acceptance of the updated terms.

10. Contact Information

For questions about the Terms of Service, contact us at: Info@mytermlife.ai