Privacy Policy
Last updated: November 2025
1. Introduction
We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or communicate with our team. By using our website, you agree to the terms described in this Privacy Policy.
2. Information We Collect
We may collect the following types of information:
Personal Information
Information you provide directly, such as:
Name
Email address
Phone number
Application details submitted through forms
Insurance or financial profile details you voluntarily provide
Automatically Collected Information
When you visit our website, we may automatically collect:
IP address
Browser type
Device information
Pages visited and time spent on the site
Cookies or tracking data for analytics purposes
Third-Party Information
We may receive information from:
Insurance carriers
Third-party analytics tools
Service providers working with our team
3. How We Use Your Information
We may use the information we collect for:
Providing insurance quotes, resources, or consultations
Communicating with you about your inquiries
Improving website performance and user experience
Processing applications or customer service requests
Complying with legal obligations
4. Sharing Your Information
We only share your information when necessary, including:
With licensed insurance agents and partners assisting with your case
With service providers who help operate our website or manage data
When required by law, regulation, or legal process
We do not sell your personal information.
5. Cookies and Tracking Technologies
We use cookies and similar technologies to improve your browsing experience, analyze site traffic, and provide relevant content. You can manage cookie settings through your browser.
6. Data Security
We implement reasonable administrative and technical safeguards to protect your personal information. However, no online system is completely secure, and we cannot guarantee absolute security.
7. Your Choices
You can:
Request access to your data
Request correction or deletion of your data
Opt out of marketing communications
Adjust cookie settings in your browser
To make a request, contact us at Info@mytermlife.ai.
8. Children's Privacy
Our website is not intended for individuals under 18. We do not knowingly collect information from minors.
9. Changes to This Privacy Policy
We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated "Last Updated" date.
10. Contact Us
For questions about this Privacy Policy, contact: Info@mytermlife.ai
Terms of Service
Last updated: November 2025
1. Acceptance of Terms
By accessing MyTermLife.ai, you agree to these Terms of Service. If you do not agree, please discontinue use of the website.
2. Services Provided
MyTermLife.ai provides educational content, insurance information, and access to licensed professionals who can assist with insurance planning. We do not provide legal or tax advice.
3. Not Financial or Legal Advice
All content provided on our website is for informational purposes only. You should consult appropriate licensed professionals for financial, legal, or tax advice.
4. User Responsibilities
When using our website, you agree not to:
5. Third-Party Links
Our website may include links to third-party sites. We are not responsible for the content, policies, or practices of these external sites.
6. Intellectual Property
All content on MyTermLife.ai—including text, graphics, branding, and design—is owned by us or licensed to us. You may not reproduce or distribute any content without permission.
7. Limitation of Liability
To the fullest extent permitted by law, MyTermLife.ai is not liable for:
8. Indemnification
You agree to indemnify and hold MyTermLife.ai and its affiliates harmless from claims, losses, or damages arising from your use of the site or violation of these Terms.
9. Changes to TermsWe may update these Terms of Service at any time. Continued use of the site signifies acceptance of the updated terms.
10. Contact InformationFor questions about the Terms of Service, contact us at: Info@mytermlife.ai
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